surplus funds recovery

Claim Surplus Funds With Us

When a foreclosed property is sold for more than the amount owed, the extra money (called “surplus funds”) belongs to the former homeowner.

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How We Help

At Garmin Diem Inc., we help you claim this money legally and quickly. No upfront fees — we only get paid if we recover the funds for you.

01

Contact Us

Call us at (772) 242-6369

Email: team@garmindiem.comteam@garmindiem.com
Or use our contact form on the website

02

Sign Documents

We send you a short agreement

You sign and provide a copy of your ID

03

We Handle the Rest

We file your claim

Follow up with the court

Send you your money once it’s approved

Take the Action Now

Why Choose Garmin Diem Inc.?


Licensed professionals
No upfront cost
Fast, legal, and trusted service

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We’re on Your Side

At Garmin Diem Inc., we believe every homeowner deserves a second chance — and that includes the money that’s rightfully yours after a foreclosure.
We started this company with one mission: to help people recover what belongs to them. Many families lose their homes and walk away with nothing, not knowing they may be owed thousands in surplus funds. We’re here to change that.



Your Peace of Mind, Our Priority

We’re not just another company chasing files — we’re a dedicated team of professionals with heart, integrity, and a deep understanding of the legal process. From the first phone call to the moment your check is in your hand, we work with transparency, compassion, and determination.
We know life can be unpredictable. That’s why we’ve made our process simple, stress-free, and 100% risk-free. You never pay us unless we succeed.


Why Clients Trust Garmin Diem Inc.

Clear communication and no hidden fees
Proven success in recovering funds across Florida
We take care of all the paperwork and court filings
You stay informed every step of the way

We find it. We flip it. You profit.

What are surplus funds?

 Surplus funds are the extra money left over after a property is sold at auction for more than what was owed. That money rightfully belongs to you, and we’re here to help you claim it quickly and legally—with no upfront fees.

How do I know if I’m owed surplus funds?

Our team does all the research for you. If we contacted you, it’s because we’ve already found a record of money that may belong to you. This isn’t a scam—it’s your money waiting to be claimed.

How much does it cost to file for surplus funds?

With Garmin Diem, you pay nothing upfront. We only get paid when you get your money. There’s zero risk, and everything is handled by experienced professionals.

How long does it take to get the funds?

The process can take as little as a few weeks to a few months, depending on the case. But every day you wait is a day that money stays unclaimed. The sooner we start, the faster you win.

Is this legal?

Absolutely. Claiming surplus funds is 100% legal, and it’s your right. We work within the court system, and everything is done by the book. You’re not doing anything wrong—you’re simply reclaiming what’s yours.

Why can’t I do this myself?

You can, but the process is complex and time-consuming. Mistakes can cost you your claim. We simplify everything, do the heavy lifting, and maximize your chances of success.

What do I need to provide?

Just basic identification and a signed agreement. We’ll guide you through every step. No stress. No confusion. Just results.

How much money could I be entitled to?

Every case is different. It could be a few thousand or even tens of thousands of dollars. Even if you think it’s a small amount, it’s still yours—and worth claiming.

Why hasn’t anyone told me about this before?

Most people don’t know surplus funds exist, and many walk away without ever claiming what’s theirs. That’s why Garmin Diem exists—to make sure your money doesn’t stay lost.

What makes Garmin Diem different from others?

We care about people, not just profits. No fees upfront, no tricks—just results. We stand by our word, and when you win, we all win. Let’s take that first step together—your money is waiting.