When a foreclosed property is sold for more than the amount owed, the extra money (called “surplus funds”) belongs to the former homeowner.
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What are surplus funds?
Surplus funds are the extra money left over after a property is sold at auction for more than what was owed. That money rightfully belongs to you, and we’re here to help you claim it quickly and legally—with no upfront fees.
How do I know if I’m owed surplus funds?
Our team does all the research for you. If we contacted you, it’s because we’ve already found a record of money that may belong to you. This isn’t a scam—it’s your money waiting to be claimed.
How much does it cost to file for surplus funds?
With Garmin Diem, you pay nothing upfront. We only get paid when you get your money. There’s zero risk, and everything is handled by experienced professionals.
How long does it take to get the funds?
The process can take as little as a few weeks to a few months, depending on the case. But every day you wait is a day that money stays unclaimed. The sooner we start, the faster you win.
Is this legal?
Absolutely. Claiming surplus funds is 100% legal, and it’s your right. We work within the court system, and everything is done by the book. You’re not doing anything wrong—you’re simply reclaiming what’s yours.
Why can’t I do this myself?
You can, but the process is complex and time-consuming. Mistakes can cost you your claim. We simplify everything, do the heavy lifting, and maximize your chances of success.
What do I need to provide?
Just basic identification and a signed agreement. We’ll guide you through every step. No stress. No confusion. Just results.
How much money could I be entitled to?
Every case is different. It could be a few thousand or even tens of thousands of dollars. Even if you think it’s a small amount, it’s still yours—and worth claiming.
Why hasn’t anyone told me about this before?
Most people don’t know surplus funds exist, and many walk away without ever claiming what’s theirs. That’s why Garmin Diem exists—to make sure your money doesn’t stay lost.
What makes Garmin Diem different from others?
We care about people, not just profits. No fees upfront, no tricks—just results. We stand by our word, and when you win, we all win. Let’s take that first step together—your money is waiting.