How to Claim Surplus Funds in Florida — What Most Homeowners Don’t Know
Did you know you might be owed money after losing your property to foreclosure or tax deed sale? Many Florida homeowners are surprised to learn they could still claim thousands in surplus funds — and never even know it.
At Garmin Diem, we specialize in helping people just like you recover what’s legally yours. Here’s how the process works — and how we can help.
What Are Surplus Funds?
Surplus funds are the extra money left over after a property is sold at a foreclosure or tax deed auction. If your home sells for more than the amount you owed, that leftover money may belong to you — the former property owner.
Example: Your house sells at auction for $120,000. You only owed $80,000. That leaves $40,000 in surplus funds that may be waiting for you.
Who Qualifies to Claim Surplus Funds?
You may qualify if:
- You were the owner of record before the foreclosure or auction
- The auction sale created excess funds above the debt
- The court hasn’t disbursed the funds yet
Even if the property is gone, the money might still be recoverable
How Garmin Diem Helps You Recover It
At Garmin Diem, we:
- Research and verify available surplus funds in Florida
- Prepare and file all legal documents with the court
- Handle communication with county clerks and judges
Ensure you get your funds as fast and stress-free as possible
You don’t pay us anything unless we recover money for you.
Real Success Story: Mr. Jackson’s $5,700 Recovery
Mr. Jackson lost his home in Charlotte County after a difficult year. He had no idea the property sold at auction for more than the debt. We reached out, filed the claim, and within weeks he recovered $5,700 in surplus funds — money he never expected.
Why This Matters Right Now
Courts often have deadlines and rules for claiming surplus funds. If you wait too long, the money can go to the state or other parties.
Don’t leave it behind. If you or a loved one has lost a home in the past 5 years, now is the time to check.
Ready to Find Out If You’re Owed Money?
✅ Contact Garmin Diem Today
📍 130 S Indian River Dr, Fort Pierce, FL 34950
📞 Call or Text: 772-242-6369
🌐 Website: www.garmindiem.com
📧 Email: team@garmindiem.com
“We don’t just make promises — we grow with you.”